Reviewing your options

Gathering information about your pension funds is the first stage, and this includes your entitlement to the UK State Pension. As part of the review procedure we routinely obtain information about both and summarise the findings for your consideration.

Doing this in the light of your overall financial position is very important and we strongly encourage you to have an overall review of your finances to ensure that any possible transfer ties in with your lifetime planning including:

  • Wealth management
  • Debt management
  • Risk management
  • Estate planning
  • Tax planning
  • Retirement planning

We can assist you with any review of your finances.

Also important is the destination of your retirement fund and its investment. You need to consider how closely you wish to be involved in its investment, which will require consideration of the type of scheme you select, such as:

  • Retail superannuation schemes;
  • Your own registered superannuation fund.

UK Inheritance Tax is also sometimes an issue and we encourage those with residual assets in the UK to undergo a review of their UK Inheritance position.